Latest Renters Rights Bill: Buy to Let Mortgage Update
Learn how the Renters Rights Bill buy to let mortgage rules could affect refinancing, lender criteria and borrowing power for UK landlords in 2025.
By Mark Alexander, Founder of Property118.
Many landlords are now asking how the Renters Rights Bill buy to let mortgage market will respond once the new tenancy laws take effect.
The Bill has dominated headlines for its impact on tenants, but its influence on lending could be just as significant.
Lenders base their decisions on assumptions about tenant stability, arrears and property standards. When those assumptions change, the whole framework of buy-to-let finance begins to shift.
Author's summary: Landlords face changes in buy-to-let mortgage rules.