Trading 212 Cash ISA: Earn 4.98% tax-free interest today
How to claim our exclusive Trading 212 promo code – boost your savings with a market-leading interest rate
www.independent.co.ukI don’t have live access to Trading 212’s current Cash ISA rates in this moment, but here’s a concise update based on recent public coverage and typical patterns.
- Trading 212 has publicly advertised high Cash ISA rates in the past 12–18 months, with promotional periods offering rates above typical market levels before normalising to the platform’s standard rate. These promotional periods have sometimes been tied to sign-up bonuses or time-limited boosts, so the exact rate can change when promotions start or end.[2][5][9]
- In 2024–2025, reports described Cash ISA rates around the 5% mark (variable AER) during peak promotional windows, though subsequent announcements have seen adjustments downward as BoE rate expectations shifted. More recent articles in early 2026 also discuss ongoing competition among providers to offer tax-free cash savings, with Trading 212 sometimes touted as a leading option when promotions are active.[3][5][6][7][2]
- Important caveats: promotional or introductory rates may be limited to new customers, require specific sign-up steps, or come with conditions (e.g., transfer-in eligibility, minimum balances, or caps). After the promotional period, the rate typically reverts to the platform’s standard Cash ISA rate, which may be lower.[7][2]
What I can do next for you
- If you’d like, I can search for the latest articles and, if you share a preference (e.g., you’re already with Trading 212 or you’re considering transferring in), tailor the findings to your situation.
- I can also help you compare current top Cash ISA rates from major UK providers and visualize how Trading 212’s offers stack up against peers.
Would you like me to pull the most recent publicly available rate updates and a quick side-by-side comparison table? I’ll cite the sources after each fact.