Ocean Bank | The Power of Ocean
Achieve your financial goals with our personal & business banking services in Florida.
www.oceanbank.comHere are the latest publicly reported items about Ocean Bank I could gather from recent sources:
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In 2025 Ocean Bank reported double-digit growth in assets, deposits, and stockholder’s equity for 2025 versus year-end 2024, with total assets around $7.44 billion, deposits about $6.27 billion, and stockholder’s equity near $697 million; the bank also noted a Tier 1 capital ratio of about 9.7%. This reflects continued expansion and strong capital position.[3][4]
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A 2025 FDIC-related/Regulatory action news item mentions Ocean Bank being fined $10.9 million for deficiencies in BSA/AML compliance and related areas, tied to investigations by FinCEN and other agencies, with ongoing monitoring by the Florida OFR. This underscores regulatory scrutiny in compliance programs during that period.[1]
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Ocean Bank is described as Florida-based, serving both personal and business customers since 1982, with ongoing updates about lending activity and growth, including examples of recent financing activity and continued growth as reflected on its official site.[5][10]
Notes and caveats:
- News cycles can shift quickly; if you want the very latest, I can search current headlines and regulatory filings now and summarize them with direct citations.
- If you’re looking for a specific aspect (e.g., regulatory actions, financial performance, or branch updates in Newark or New Jersey-area markets), tell me and I’ll tailor the search.