Australia's top-performing superannuation growth funds delivered more than 10 per cent returns in the 2025-26 financial year, while others recorded losses. AFR, The West and Livewire Markets published roundups of the best performers. Funds with heavy equity allocations typically outpaced those tilted to property after post-budget shifts. A member who lost $139,000 reportedly faced an difficulty retiring and reported debts. The AFR, The West and Livewire Markets released updated fund rankings this month.
Industry watchers say the gap between equity-heavy options and defensive ones widened sharply across the year. Multiple high-growth products beat their benchmarks, driven by a surge in shares and tech positions. Meanwhile, property-heavy choices lagged after rate concerns and softer asset prices. The picture has left savers wondering whether to stay put or switch.
People nearing retirement felt the sting most: one case revolved around a member who watched balances drop by hundreds of thousands, leaving them to keep working. Financial advisers urge savers to check their asset mix and test their plan against rough patches. Boards at major funds note spreading risk as the key saving when markets turn.
Oversight bodies keep to push for clearer disclosure on turbulence and costs, and analysts expect more rankings imminently. Until conditions shift, members holding growth funds can brace for both solid gains or deep cuts in the a single period.